Jefferson Capital Q2 2026 revenue up 16% to $177.5M; EPS $0.67, adjusted $0.77

Jefferson Capital, Inc. / DE

Record revenue of $177.5M, up 16.2% YoY; net income $41.3M and EPS $0.67.
Adjusted pre-tax income $59.3M, adjusted net income $47.3M, adjusted EPS $0.77.
Collections grew 17.7% to $300.9M; deployments up 21.5% to $152.2M; ERC up 17.9% to $3.4B.
Leverage ratio improved to 1.71x from 1.76x; RCF upsize to $1.15B completed April 22, 2026.
Quarterly dividend declared at $0.24/share, payable Sept 3, 2026 to record holders Aug 24, 2026.

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