First Northern Q3 net income $5.5M (+18.8% YoY); deposit growth, credit improvement

FIRST NORTHERN COMMUNITY BANCORP

2024-Q3 EPS reported $0.92

Q3 net income $5.5M ($0.36 diluted EPS) vs $4.6M ($0.30) prior year, up 18.8%.
Nine-month net income $14.2M ($0.92 diluted EPS) down 3.3% from $14.7M.
Total deposits $1.73B, up $25M during Q3; nonaccrual loans down 41% to $4.0M.
Reversal of provision for credit losses of $550K due to full collection of a non-performing loan.
Book value per share $11.92, up 10.9% from $10.75 at June 30.

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