earnings
confidence high
sentiment positive
materiality 0.65
First Northern Q2 net income $5.5M, up 23.6% YoY; net margin expands to 3.85%
FIRST NORTHERN COMMUNITY BANCORP
2025-Q2 EPS reported
$0.58
- Net income $5.5M ($0.35 diluted EPS) for Q2 2025, up 23.6% from $4.4M ($0.27) in Q2 2024.
- Net interest margin 3.85% (annualized), up 19 bps YoY; net interest income $16.95M, +6.1% YoY.
- No provision for credit losses in Q2 2025; released $2.8M specific reserve from Q1 2025.
- Repurchased 215,883 shares for $2.2M in 1H 2025; book value per share $12.32, up 4.3% from Q1.