Greene County Bancorp posts record $31.1M net income for FY2025; expands to Saratoga County

GREENE COUNTY BANCORP INC

2025-FY EPS reported $1.83

Net income $31.1M ($1.83/diluted share) for FY2025, up 25.7% from $24.8M ($1.45) prior year.
Q4 net income $9.3M ($0.55/share), up 38.6% from $6.7M ($0.40) prior year Q4.
Total assets reached $3.0B record; net loans $1.6B, deposits $2.6B.
Plans first branch in Saratoga County, expanding to 6 counties in New York.
Net interest margin improved to 2.19% for FY2025 from 1.98% prior year.

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