TrustCo Q1 2026 net income $16.3M, EPS $0.91 up 21% YoY; NIM expands 20bps

TRUSTCO BANK CORP N Y

2026-Q1 EPS reported $0.91

Net income of $16.3M (+14.1% YoY); diluted EPS $0.91 (+21.3% YoY).
Net interest income $44.7M (+10.7% YoY); NIM 2.84% (+20bps vs 2.64%).
Average loans up $158.9M (+3.1% YoY); loan portfolio now exceeds $5.29B.
Repurchased 522,226 shares (2.9%) in Q1; on pace for 2M shares (11.1%) in 2026.
Book value per share $38.32 (+6% YoY); provision for credit losses $950K.

item 2.02 item 9.01

Key facts

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Earnings Releases SEC 8-K Item 2.02 confidence 0.9

TRUSTCO BANK CORP N Y reported first quarter of 2026 results: net income $16.3 million, EPS $0.91 diluted earnings per share.

Period: first quarter of 2026
Net income: $16.3 million
EPS: $0.91 diluted earnings per share
Result: reported results

Exact text from the filing

This resulted in first quarter 2026 net income of $16.3 million, or $0.91 diluted earnings per share, compared to net income of $14.3 million, or $0.75 diluted earnings per share, for the first quarter 2025.

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Source: SEC EDGAR

accession 0001140361-26-015892

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