earnings
confidence high
sentiment positive
materiality 0.75
Northrim BanCorp Q4 net income $12.4M ($0.55 EPS); full-year 2025 net income $64.6M, up 75% YoY
NORTHRIM BANCORP INC
2025-FY EPS reported
$2.87
revenue$255,581,000
- Net income of $12.4M ($0.55 diluted EPS) in Q4 2025, up from $10.9M ($0.49) in Q4 2024 but down from $27.1M in Q3 2025 due to prior quarter gain.
- Full-year 2025 net income $64.6M ($2.87 diluted EPS), up 75% from $37.0M ($1.66) in 2024.
- Record net interest income $35.4M in Q4; net interest margin (tax-equivalent) 4.75%.
- Portfolio loans $2.30B, up 8% YoY; deposits $2.81B, up 5% YoY.
- Quarterly dividend unchanged at $0.16/share; issued $60M subordinated debt.