West Bancorp Q3 net income $9.3M ($0.55 EPS), NIM 2.36%; dividend $0.25

WEST BANCORPORATION INC

2025-Q3 EPS reported $1.48

Net income $9.3M ($0.55 diluted EPS) vs Q2 $8.0M ($0.47) and Q3 2024 $6.0M ($0.35); YoY up 56%.
Net interest margin (FTE) 2.36% vs 2.27% Q2 and 1.91% Q3 2024; efficiency ratio 54.06%.
No credit loss expense; zero nonaccrual loans and zero loans past due >30 days at Sep 30, 2025.
Quarterly dividend $0.25/share declared, payable Nov 19, 2025 to holders of record Nov 5, 2025.
Watch list loans rose to $38.7M from $10.8M due to one customer relationship (sufficiently collateralized).

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