First Capital Q2 2021 net income rises to $2.7M, EPS $0.82 vs $0.73 year ago

FIRST CAPITAL INC

2021-Q2 EPS reported $1.69 revenue$3,084,000

Net income $2.7M ($0.82 diluted EPS) for Q2 2021, up from $2.4M ($0.73) in Q2 2020.
No provision for loan losses in Q2 2021 vs $825k in Q2 2020; net recoveries of $9k.
Total assets grew $61.1M to $1.08B; deposits increased $61.1M to $961.6M.
Net interest income after provision increased $699k; tax-equivalent spread narrowed to 2.71% from 3.34%.
Nonperforming assets essentially flat at $3.3M vs $3.2M at Dec 31, 2020.

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