earnings
confidence high
sentiment positive
materiality 0.75
Hanmi Financial reports record FY2022 net income of $101.4M; Q4 EPS $0.93, up 4.8% QoQ
HANMI FINANCIAL CORP
2022-FY EPS reported
$3.32
revenue$271,847,000
- Full year 2022 net income $101.4M ($3.32 diluted EPS) vs $98.7M in 2021, up 2.8%.
- Q4 net income $28.5M ($0.93 diluted EPS), up 4.8% from Q3; net interest margin 3.67%.
- Loans receivable $5.97B (+2.9% QoQ, +15.8% YoY); full year loan production $2.12B, up 17.1% ex-PPP.
- Deposits $6.17B; noninterest-bearing deposits 41.2%; criticized loans down 26.7% QoQ to $125.2M.
- Capital ratios: CET1 11.37%, Total capital 14.49%; nonperforming assets declined to $10.0M.