First Mid Bancshares reports record Q1 net income $22.2M ($0.93 EPS); NIM expands to 3.60%

FIRST MID BANCSHARES, INC.

2025-Q1 EPS reported $0.93

Record net income of $22.2M ($0.93 diluted EPS); adjusted net income of $23.1M ($0.96 adjusted EPS).
Net interest margin (tax-equivalent) expanded 19 bps QoQ to 3.60%, driving fourth consecutive quarter of NII growth.
Loans grew $26.4M to $5.70B; deposits increased $73.3M to $6.13B; FHLB borrowings and sub debt reduced $55.5M.
Quarterly dividend of $0.24 declared, payable May 30, 2025 to holders of record May 15, 2025.
Nonperforming loans declined $3.2M to $26.6M; ACL ratio 1.23%; allowance coverage of NPLs at 263.4%.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.