earnings
confidence high
sentiment positive
materiality 0.75
Great Southern Q3 EPS $1.56 vs $1.41 YoY; net interest margin expands to 3.72%
GREAT SOUTHERN BANCORP, INC.
2025-Q3 EPS reported
$4.74
- Net income $17.8M ($1.56 diluted EPS) vs $16.5M ($1.41) in Q3 2024; annualized ROAA 1.23%.
- Net interest income rose 5.8% to $50.8M; net interest margin 3.72% vs 3.42% YoY.
- Non-performing assets fell to $7.8M (0.14% of assets) from $9.6M at Dec 2024; no loan provision expense.
- Net loans decreased $222.7M (4.7%) to $4.47B from Dec 2024, driven by multi-family and construction paydowns.
- Repurchased 165k shares at avg $60.33; regular dividend $0.43/sh declared; terminated swap income ($2M/qtr) ceased Oct 6.