earnings
confidence high
sentiment positive
materiality 0.75
ServisFirst Q3 2025 adjusted EPS $1.30 (+18.2% YoY); NIM expands 25 bps to 3.09%
ServisFirst Bancshares, Inc.
2025-Q3 EPS reported
$3.48
- GAAP diluted EPS $1.20; adjusted diluted EPS $1.30, up 18.2% from Q3 2024.
- Net interest margin 3.09%, up 25 bps YoY; cost of interest-bearing deposits flat QoQ at 3.41%.
- Loans grew $973.7M (7.9% YoY); deposits grew $960.4M (7.3% YoY).
- Book value per share $32.62, up 13.3% YoY; adjusted ROE improved to 16.21% from 15.55% a year ago.
- Sold $83.4M low-yielding bonds at a loss and reinvested in higher-yielding securities.