First Mid posts record Q4 net income of $23.7M; EPS $0.99 diluted

FIRST MID BANCSHARES, INC.

2025-FY EPS reported $3.83

Record quarterly net income $23.7M ($0.99 diluted EPS); adjusted net income $25.3M ($1.06 diluted EPS).
Total loans grew $187.3M (3.2%) in Q4 to $6.01B; total deposits up $105.7M (1.7%) to $6.40B.
Tangible book value per share rose 4.3% to $29.42; board declared $0.25 quarterly dividend payable Feb 27, 2026.
Received regulatory approval for Two Rivers Financial Group acquisition; closing expected Q1 2026.
Net interest margin (tax-equivalent) 3.73%, down 7 bps QoQ; efficiency ratio improved to 57.55%.

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