First Mid Bancshares enters $19.7M promissory note at 6.125% to refinance prior debt

FIRST MID BANCSHARES, INC.

Principal $19,709,626.03; fixed rate 6.125%; 38 monthly payments of $161,204.52.
Balloon payment of ~$17.3M due September 28, 2029.
Refinances prior note dated September 28, 2022; secured by negative pledge on 100% of First Mid Bank & Trust stock.
No prepayment penalty; lender is Bankers' Bank.
Note issued under existing Business Loan Agreement previously disclosed.

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