Eagle Bancorp Montana Q2 net income $3.7M ($0.47 EPS); NIM expands to 4.15%; dividend raised 1.7%

Eagle Bancorp Montana, Inc.

Net income $3.7M ($0.47 diluted EPS) vs $4.0M ($0.51) Q1 2026 and $3.2M ($0.41) Q2 2025; H1 2026 net income $7.7M ($0.98) vs $6.5M ($0.83) H1 2025.
Net interest margin 4.15% (Q2 2026) vs 4.11% Q1 2026 and 3.91% Q2 2025; net interest income before provision $19.1M, up 5.5% YoY.
Quarterly cash dividend increased 1.7% to $0.1475 per share, payable Sept 4, 2026 to holders of record Aug 14, 2026.
Total loans $1.56B, up $39.1M from Q1 2026; total deposits $1.79B, unchanged QoQ but up $52.3M YoY; nonperforming loans fell to $4.2M from $5.5M.
Book value per share $24.78 (+9.1% YoY); tangible book value $20.07 (+12.4% YoY); provision for credit losses $343K vs $1.0M a year ago.

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