ENB Financial Q4 net income up 79% to $4.87M; full-year net income down 2%

ENB Financial Corp

2023-FY EPS reported $2.62

Q4 2022 net income $4.87M ($0.88 EPS) vs $2.72M ($0.49 EPS) in Q4 2021.
Full-year 2022 net income $14.63M ($2.62 EPS) vs $14.92M ($2.68 EPS) in 2021.
Net interest income rose 35.7% in Q4 and 24.7% for the year; no loan loss provision in Q4.
Total loans grew 29.3% to $1.19B; stockholders' equity fell 29.1% to $97.3M due to unrealized losses.
Q4 ROA 1.05% (up from 0.66%) and ROE 21.73% (up from 7.99%) compared to year-ago quarter.

item 2.02 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.95

ENB Financial Corp reported fourth quarter of 2022 results: net income 4,873,000, EPS 0.88.

Period: fourth quarter of 2022
Net income: 4,873,000
EPS: 0.88
Result: reported results

Exact text from the filing

ENB Financial Corp Reports Fourth Quarter 2022 Results (January 19, 2023) -- Ephrata, PA – ENB Financial Corp (OTCQX: ENBP), the bank holding company for Ephrata National Bank, reports net income for the fourth quarter of 2022 of $4,873,000, a $2,152,000, or 79.1% increase, from the $2,721,000 earned during the fourth quarter of 2021.

View on SEC.gov

Browse all earnings releases →

ENB Financial Corp filing history →

Source: SEC EDGAR

accession 0001174947-23-000025

view filing index on sec.gov

view primary document

Machine-readable: JSON · Markdown · Plain text

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.