earnings
confidence high
sentiment positive
materiality 0.75
PRA Group Q2 net income $42.4M ($1.08 EPS) on record ERC $8.3B, cash collections up 13%
PRA GROUP INC
2025-Q2 EPS reported
$1.16
revenue$557,307,000
- Net income $42.4M (diluted EPS $1.08) includes $29.7M after-tax gain from sale of RCB equity interest in Brazil.
- Record ERC of $8.3B (+21.9% YoY); total cash collections $536.3M (+13.2%).
- Portfolio purchases $346.5M (-8.7% YoY); cash efficiency ratio 62.4% (+355 bps).
- Adjusted EBITDA trailing 12 months $1.2B (+16.4%); $10M shares repurchased.
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