earnings
confidence high
sentiment positive
materiality 0.75
United Bancorp Q3 EPS $0.50 (+39% YoY); record 9-month net income $6.995M
UNITED BANCORP INC /OH/
2021-Q3 EPS
reported $1.21
vs consensus $0.27
▲ beat
(+356.3%)
- Q3 2021 diluted EPS $0.50, up 39% YoY; net income $2.902M, up 41%.
- 9-month 2021 diluted EPS $1.21, up 30%; net income $6.995M, a record.
- Net interest margin 3.57%, down 1 bp YoY; credit reserve release of $400K in Q3.
- Total assets $730.4M; annualized ROA 1.31%, ROE 13.31% for 9 months.
- Year-over-year dividend increased 25% (including $0.10 special); stock price up 13.85% to $14.30.