Citizens Holding Q1 net income $2.0M, $0.36 EPS, up 7.3% YoY; revenue down 5.9%

CITIZENS HOLDING CO /MS/

2022-Q1 EPS reported $0.36

Net income $2,036k ($0.36/share) vs $1,897k ($0.34) in Q1 2021, up 7.3%.
Total revenue $11,587k, down 5.9% YoY; net interest income $8,287k, up 8.6% YoY.
Loans held for investment $583.2M, up 2% from Dec 2021; non-performing assets down 22.8% to $4,982k.
Dividend paid $0.24/share for Q1, unchanged from prior year.
NIM improved to 2.69% from 2.32% a year ago; management expects benefit from rising rates.

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