Citizens Holding Q2 net income $2.54M ($0.45/sh), up 33% YoY; NIM expands to 2.78%

CITIZENS HOLDING CO /MS/

2022-Q2 EPS reported $0.82

Net income $2.54M ($0.45 diluted EPS) vs $1.91M ($0.34) in Q2 2021, up 33.25%.
Total revenue $12.32M, up 6.35% from prior quarter on higher interest income.
Net interest margin 2.78% vs 2.69% prior quarter and 2.57% year ago.
Loans held for investment grew 1.09% linked-quarter; non-performing assets 84 bps of loans.
Dividends of $0.48 per share paid YTD, unchanged year-over-year.

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