Dave Q2 revenue $80.1M (+31% YoY); raises FY 2024 Adj. EBITDA guidance to $40-50M

Dave Inc./DE

2024-Q2 EPS reported $3.02 revenue$153,747,000

GAAP net income $6.4M vs -$22.6M YoY; Adj. EBITDA $15.2M vs -$13.1M YoY.
Monthly transacting members record 2.3M, +18% YoY; ExtraCash originations $1.2B, +37%.
Customer acquisition cost down 26% to $15; 28-day delinquency rate improved 80bps to 2.03%.
FY 2024 revenue guidance raised to $310-325M; Adj. EBITDA guidance raised to $40-50M.
Cash and equivalents $89.7M; no increase in debt facility utilization during quarter.

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