earnings
confidence high
sentiment positive
materiality 0.70
Auburn National Q3 net earnings $0.50/share; net interest margin expands to 3.05%
AUBURN NATIONAL BANCORPORATION, INC
2025-Q3 EPS reported
$1.38
revenue$463,000
- Net earnings flat at $1.7M; EPS $0.50 vs $0.43 in Q3 2023 (up 16%).
- Tax-equivalent net interest income $6.8M, up 7% YoY; margin 3.05% vs 2.73%.
- Average loans $571.7M, up 8% YoY; loan payoff of $14.9M drove negative provision.
- TCE ratio improved to 8.52% from 5.96% a year ago; book value $24.14 per share.
- Corner Village branch to close by year-end for cost savings; dividend $0.27/share.