earnings
confidence high
sentiment neutral
materiality 0.80
Ally Financial Q1 GAAP EPS -$0.82, adjusted EPS $0.58; sells $4.1B securities, reiterates guidance
Ally Financial Inc.
2025-Q1 EPS reported
-$0.82
revenue$1,541,000,000
- GAAP net loss attributable to common shareholders $253M ($0.82 loss per share); adjusted EPS $0.58.
- Reclassified $2.4B Card assets to held-for-sale (closed 4/1) and sold $4.1B of low-yielding securities with $495M pre-tax loss.
- Consumer auto origination volume $10.2B from record 3.8M applications; retail auto net charge-offs 212 bps.
- Insurance written premiums $385M (up 9% YoY); retail deposits $146B, up $2.6B in quarter.
- Reiterated full year guidance; CEO cites solid momentum and focus on core franchises.