Princeton Bancorp reports Q1 net income of $5.4M, EPS $0.77; NIM expands to 3.51%

Princeton Bancorp, Inc.

2025-Q1 EPS reported $0.77

Net income $5.4M ($0.77 diluted EPS), up from $5.2M ($0.75) in Q4 2024 and $4.3M ($0.68) in Q1 2024.
Net interest margin improved to 3.51% from 3.28% in Q4 2024; net interest income $18.8M.
Net loans grew $37.7M (8.4% annualized) since year-end 2024; total assets $2.32B.
Non-performing assets decreased $614K to $26.5M; allowance for credit losses 1.29% of loans.
Total deposits decreased $22M (1.08%) to $2.02B; equity ratio improved to 11.5%.

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