other_material
confidence high
sentiment positive
materiality 0.75
American Integrity places 2025-2026 CAT XOL reinsurance program with $2.59B total coverage, up 45%
American Integrity Insurance Group, Inc.
- Total third-party coverage increased 45% to $2.59B for 2025-2026 treaty year, effective June 1, 2025.
- Net consolidated ceded premiums expected to be $433M, up 28% from prior year estimate.
- Includes $565M multi-year coverage from new catastrophe bonds via Integrity Re III Ltd, the largest ILS transaction sponsored.
- Net retention structure: $35M for first two events, decreasing to $15.8M and $10M for third and fourth.
- CEO cites growth from voluntary writings and Citizens take-outs; all reinsurers rated A- or better or fully collateralized.
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