earnings
confidence high
sentiment positive
materiality 0.80
Popular, Inc. reports Q2 2025 net income of $210.4M, EPS $3.09; dividend raised to $0.75, new $500M buyback
POPULAR, INC.
2025-Q2 EPS reported
$5.64
- Net income $210.4M ($3.09 EPS) vs $177.5M ($2.56) in Q1 2025; net interest income up $25.9M to $631.5M.
- Net interest margin expanded to 3.49% (taxable-equivalent 3.85%) from 3.40% (3.73%) in Q1.
- Loans held in portfolio increased $931M to $38.2B; deposits up $1.4B to $67.2B.
- Credit quality improved: NPL ratio 0.82% (down 2bps), NCO ratio 0.45% annualized (vs 0.53% Q1).
- Capital actions: quarterly dividend raised from $0.70 to $0.75; new $500M stock repurchase program announced July 16; $112M in buybacks during Q2.
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