earnings
confidence high
sentiment neutral
materiality 0.55
Virginia National Bankshares Q3 net income flat at $4.6M ($0.84 EPS), declares $0.36 dividend
Virginia National Bankshares Corp
2025-Q3 EPS reported
$2.45
- Q3 2025 net income $4.6M ($0.84 diluted EPS) vs $4.6M ($0.85) a year ago.
- Nine-month net income $13.3M ($2.45 diluted EPS) vs $12.4M ($2.30) in prior period.
- Dividend declared $0.36 per share, payable Nov 28, 2025 to holders of record Nov 14, 2025.
- Return on average assets improved to 1.12% from 1.05%; net interest margin (FTE) 3.43%.
- Gross loans $1.2B, up 1.6% YoY; deposits increased 0.4% YoY but down from year-end.