Eagle Financial Q3 net income $5.6M ($1.04 EPS), NIM expands to 3.58%

EAGLE FINANCIAL SERVICES INC

2025-Q3 EPS reported $0.76

Net income $5.584M, up 63% YoY; diluted EPS $1.04 vs $0.97 year ago.
Net interest margin 3.58% vs 3.03% a year ago; net interest income $17.2M (+30.7% YoY).
Nonperforming assets fell to $14.3M (0.74% of assets) from $17.5M; net charge-offs $2.3M in Q3.
Quarterly dividend $0.31/share declared, payable Nov 14, record Nov 3.
Promotion of Nick Smith to EVP, Deputy CFO, strengthening financial leadership.

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