earnings
confidence high
sentiment positive
materiality 0.80
First Business Bank Q3 net income $14.2M, EPS $1.70; loan growth 10.4% annualized
FIRST BUSINESS FINANCIAL SERVICES, INC.
2025-Q3 EPS
reported $4.37
vs consensus $1.41
▲ beat
(+209.1%)
- Net income available to common $14.2M, diluted EPS $1.70 vs $1.24 a year ago.
- Loans grew $84.6M (10.4% annualized) from Q2 2025; core deposits up $59M (9.3% annualized).
- Net interest margin stable at 3.68%; record pre-tax pre-provision income of $18.9M, up 22% YoY.
- Tangible book value per share rose 15.6% YoY to $40.16; Private Wealth assets $3.814B.
- Asset quality improved: non-performing assets down 18% from linked quarter to $23.5M.