earnings
confidence high
sentiment negative
materiality 0.80
Presurance Holdings reports Q3 net loss of $0.32/share; personal lines combined ratio improves to 95.2%
Presurance Holdings, Inc.
2025-Q3 EPS reported
-$0.11
revenue$38,688,000
- Net loss allocable to common shareholders of $3.97M ($0.32 diluted EPS) vs income of $52.8M ($4.32) year ago.
- Gross written premiums slipped 2.9% to $14.6M; net earned premiums down 53.3% to $6.8M as commercial lines runoff continues.
- Combined ratio improved to 141.2% from 143.1%; personal lines achieved underwriting profit with 95.2% combined ratio (vs 100.7%).
- Adjusted operating loss narrowed to $2.7M ($0.22/share) from $6.9M ($0.56) loss a year ago.
- Book value per common share fell to $2.07 from $4.01 one year ago, reflecting cumulative losses.