Recent 8-K filings for PRHI

• August 14, 2026, 8:47 AM ET earnings materiality 0.75 positive item 2.02item 9.01

  Presurance Q2 net income $2.5M, combined ratio 69.5% vs 121.1% YoY

  Q2 2026 net income $2.5M ($0.68/share) vs $2.1M ($1.17) prior year; H1 net income $5.2M ($1.66) vs $2.6M ($1.47).

• June 4, 2026, 2:57 PM ET other materiality 0.10 neutral item 5.07 ◈ Shareholder Votes ×2

  Presurance Holdings shareholders elect two Class II directors, ratify Grant Thornton as auditor

  Timothy M. Lamothe elected with 19,020,996 votes for, 340,032 withheld.

• May 28, 2026, 5:10 PM ET other material materiality 0.70 neutral item 3.03item 5.03item 7.01item 8.01item 9.01 ◈ Governance Changes

  Presurance Holdings announces 1-for-7 reverse stock split to meet Nasdaq listing requirements

  Board approved 1-for-7 reverse stock split on May 11, 2026, effective June 1, 2026 at 5:00 p.m. ET.

• May 14, 2026, 3:24 PM ET earnings materiality 0.55 positive item 2.02item 9.01 ◈ Earnings Releases

  Presurance Q1 net income improves to $2.6M; personal lines combined ratio turns profitable at 97.9%

  Net income $2.6M ($0.15/share) vs $522K ($0.04) YoY; adj. operating loss $2.8M ($0.16) vs $3.7M loss.

• March 30, 2026, 7:59 PM ET earnings materiality 0.80 negative item 2.02item 9.01 ◈ Earnings Releases ×2

  Presurance Holdings Q4 net loss $17.0M; combined ratio 333.5% on legacy run-off

  Net loss allocable to common shareholders of $17.0M ($1.39/diluted share) vs loss of $25.4M a year ago.

• March 6, 2026, 6:59 PM ET regulatory materiality 0.75 negative item 3.01

  Presurance Holdings receives Nasdaq delisting notice; bid price below $1.00 for 30 days

  Nasdaq notified Presurance on March 3, 2026, for non-compliance with minimum bid price of $1.00 per share.

• February 27, 2026, 6:59 PM ET other material materiality 0.60 neutral item 1.01item 3.02item 3.03item 5.03item 7.01item 9.01 ◈ Equity Issuances ×2◈ Governance Changes◈ Material Agreements

  Presurance Holdings closes $14M rights offering; redeems Series B Preferred Stock

  Rights offering closed Feb 27, 2026: 4,284,640 shares subscribed at $1.00/share, raising ~$4.3M from rights holders.

• February 12, 2026, 6:59 PM ET litigation materiality 0.75 negative item 8.01

  Shareholder James Petcoff files lawsuit against Presurance Holdings alleging fiduciary breaches

  Complaint filed on Feb 10, 2026 by shareholder James Petcoff against company, directors, CEO, and Clarkston 91.

• February 6, 2026, 6:59 PM ET other material materiality 0.50 neutral item 7.01item 9.01

  Presurance Holdings launches rights offering; stockholders can buy 1.145 shares per right at $1.00

  Shareholders of record on Feb 6, 2026 receive one non-transferable Subscription Right per share.

• January 28, 2026, 6:59 PM ET other material materiality 0.65 negative item 7.01

  Presurance Holdings sets Feb 6 record date for $14M rights offering at $1/share

  Record date of February 6, 2026 for previously announced $14,000,000 rights offering.

• December 30, 2025, 6:59 PM ET other material materiality 0.65 neutral item 1.01item 3.02item 3.03item 5.03item 9.01 ◈ Equity Issuances◈ Governance Changes◈ Material Agreements

  Presurance Holdings raises $8M via 15% Series C Preferred Stock sale to board affiliate

  Sold 1,600 shares of Series C Preferred at $5,000/share to Clarkston Companies (affiliate of director Jeffrey Hakala) for gross proceeds of $8M.

• November 17, 2025, 6:59 PM ET earnings materiality 0.80 negative item 2.02item 9.01

  Presurance Holdings reports Q3 net loss of $0.32/share; personal lines combined ratio improves to 95.2%

  Net loss allocable to common shareholders of $3.97M ($0.32 diluted EPS) vs income of $52.8M ($4.32) year ago.

• October 1, 2025, 7:59 PM ET other material materiality 0.35 neutral item 5.03item 7.01item 9.01 ◈ Governance Changes

  Conifer Holdings rebrands to Presurance Holdings; tickers change to PRHI/PRHIZ

  Effective September 30, 2025, Conifer Holdings renamed to Presurance Holdings, Inc.

• August 18, 2025, 7:59 PM ET earnings materiality 0.65 neutral item 2.02item 9.01

  Conifer Holdings Q2 net income $2.1M ($0.17/sh) on earnout; gross premiums up 11%

  Net income allocable to common shareholders of $2.1M ($0.17 diluted) vs $3.95M loss a year ago.

• July 11, 2025, 7:59 PM ET other material materiality 0.50 neutral item 4.01item 9.01 ◈ Auditor Changes ×2

  Conifer Holdings dismisses Plante & Moran, hires Grant Thornton as auditor

  Dismissed Plante & Moran effective July 8, 2025; no disagreements on accounting principles or practices.

• June 4, 2025, 7:59 PM ET other material materiality 0.50 neutral item 5.07

  Conifer Holdings shareholders approve name change to Presurance Holdings and reverse stock split

  Name change to Presurance Holdings, Inc. approved with 9.03M common shares for, 1.57M against.

• May 30, 2025, 7:59 PM ET other material materiality 0.65 positive item 7.01

  Conifer Holdings receives $10M contingent payment from Conifer Insurance Services sale

  Received $10.0 million on May 30, 2025 as second contingent consideration from sale of Conifer Insurance Services.

• May 16, 2025, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  Conifer Q1 net income $0.04/shr, adjusted operating loss $0.30/shr, combined ratio 140.5%

  Net income allocable to common shareholders $522k ($0.04/shr); adjusted operating loss $3.7M ($0.30/shr).

• May 14, 2025, 7:59 PM ET earnings materiality 0.65 negative item 2.02item 9.01

  Conifer posts Q1 net income of $0.04/share but adjusted operating loss of $0.30; combined ratio spikes to 140.5%

  Net income allocable to common shareholders $522k ($0.04/diluted share) vs $74k ($0.01) a year ago.

• March 31, 2025, 7:59 PM ET earnings materiality 0.70 negative item 2.02item 9.01

  Conifer Q4 net loss $25.4M; personal lines premiums up 10.6%

  Q4 2024 net loss allocable to common shareholders of $25.4M ($2.08 diluted loss per share) vs $19.5M loss a year ago.

• March 14, 2025, 7:59 PM ET other material materiality 0.25 neutral item 1.01item 3.02

  Conifer Holdings amends 8-K to correct Series B Preferred shares issued: 500, not 5,000

  Corrected number of Series B Preferred shares issued on March 3, 2025 to 500 from 5,000.

• March 4, 2025, 6:59 PM ET other material materiality 0.65 neutral item 1.01item 3.02item 3.03item 5.03item 9.01 ◈ Governance Changes

  Conifer raises $7.5M via Series B Preferred and warrants to board-affiliated entity

  Sold 1,000 shares Series B Preferred at $5,000/share and warrants for 4M common shares at $1.50, raising $5M on Feb 27.

• December 19, 2024, 6:59 PM ET other material materiality 0.60 neutral item 5.02item 9.01

  Conifer Holdings enters amended employment agreements with CEO and CFO; provides $2.235M in transaction bonuses

  CEO Brian Roney and CFO Harold Meloche extend employment through June 30, 2027.

• November 13, 2024, 6:59 PM ET earnings materiality 0.80 negative item 2.02item 9.01

  Conifer posts Q3 net income of $53.3M on $61M agency sale gain; core loss deepens

  Net income allocable to common shareholders of $52.8M ($4.32/diluted share) vs. $(2.7M) a year ago; adjusted operating loss of $7.4M ($0.60/share).

• October 4, 2024, 7:59 PM ET M&A materiality 0.75 positive item 9.01

  Conifer Holdings completes sale of CIS for $43.4M; uses proceeds to reduce debt and redeem preferred

  Conifer completed sale of Conifer Insurance Services (CIS) on Aug 30, 2024, for ~$43.4M in cash.

• September 6, 2024, 7:59 PM ET M&A materiality 0.85 neutral item 1.01item 2.01item 5.02item 7.01item 8.01item 9.01 ◈ executive_change ×2◈ M&A Transactions ×2

  Conifer Holdings sells insurance agency for $45M plus earn-out; CEO steps down

  Sold Conifer Insurance Services for $45M cash plus up to $25M earn-out; also sold Sycamore Specialty stake for $6.5M.

• August 22, 2024, 7:59 PM ET regulatory materiality 0.80 negative item 3.01

  Conifer Holdings receives Nasdaq delisting notice for equity below $2.5M

  Stockholders' equity fell below $2.5M as reported in Q2 2024 Form 10-Q.

• August 14, 2024, 7:59 PM ET earnings materiality 0.70 negative item 2.02item 9.01

  Conifer Q2 net loss of $0.32/diluted share; revenue falls 57.5% amid MGA shift

  Net loss allocable to common shareholders of $4.0M, or $0.32 per diluted share.

• August 14, 2024, 7:59 PM ET other material materiality 0.50 neutral item 7.01item 9.01

  Conifer Holdings presents strategic plan and Q2 2024 update on investor call August 14, 2024

  Held investor conference call and webcast on August 14, 2024 to discuss Q2 2024 results and strategic plan.

• May 29, 2024, 7:59 PM ET other materiality 0.10 neutral item 5.07

  Conifer Holdings shareholders elect Smith and Hakala to board, ratify Plante & Moran as auditor

  J. Grant Smith and Jeffrey Hakala elected to three-year terms ending 2027; Smith received 5,469,083 for, 330,796 withheld; Hakala received 5,500,636 for, 299,243 withheld.

• May 16, 2024, 7:59 PM ET earnings materiality 0.65 neutral item 2.02item 9.01 ◈ Earnings Releases

  Conifer Holdings Q1 net income $74k ($0.01 EPS); combined ratio improves to 96.7%

  Net income allocable to common shareholders $74k ($0.01 diluted EPS), down from $1.0M ($0.08) YoY.

• May 16, 2024, 7:59 PM ET other material materiality 0.40 neutral item 7.01item 9.01

  Conifer Holdings presents strategic plan and Q1 2024 results on May 15 investor call

  Company provided additional background and strategic plan on its Q1 2024 conference call/webcast.

• April 9, 2024, 7:59 PM ET earnings materiality 0.85 negative item 2.02item 9.01 ◈ Earnings Releases

  Conifer reports Q4 2023 net loss of $19.5M; announces strategic shift to MGA model

  Full year 2023 net loss of $25.9M ($2.12 diluted EPS) vs loss of $10.7M in 2022; Q4 net loss $19.5M ($1.59).

• April 9, 2024, 7:59 PM ET other materiality 0.10 neutral item 7.01item 9.01

  Conifer Holdings presents strategic plan and Q4 2023 results on investor call

  Investor presentation provided on April 5, 2024 conference call; available on company website.

• March 22, 2024, 7:59 PM ET other material materiality 0.55 neutral item 3.01 ◈ Listing & Compliance Notices

  Conifer Holdings transfers common stock listing from Nasdaq Global to Capital Market, curing MVPHS deficiency

  Received Nasdaq approval on March 19, 2024; transfer effective March 21, 2024.

• January 17, 2024, 6:59 PM ET leadership materiality 0.50 neutral item 5.02item 9.01 ◈ executive_change ×2

  Conifer Holdings names Isolde O'Hanlon Acting Board Chair, appoints J. Grant Smith as director

  Isolde G. O'Hanlon appointed Acting Board Chair, effective January 12, 2024; she has served on the Board since 2017.

• December 22, 2023, 6:59 PM ET other material materiality 0.75 negative item 1.01item 3.02item 3.03item 5.03item 5.02item 9.01 ◈ executive_change◈ Governance Changes◈ Material Agreements

  Conifer issues $6M Series A Preferred to board-affiliated entity; signs executive with $425K salary

  Sold $6M of Series A Preferred Stock (1,000 shares at $6,000 each) to Clarkston 91 West LLC, entity affiliated with board members Hakala.

• November 13, 2023, 6:59 PM ET earnings materiality 0.65 negative item 2.02item 9.01 ◈ Earnings Releases

  Conifer Holdings Q3 net loss $2.7M; storm losses push combined ratio to 120.8%

  Gross written premium up 16.5% to $38.5M; personal lines GWP surged 84.4% to $10.1M.

• November 13, 2023, 6:59 PM ET other material materiality 0.05 neutral item 7.01item 9.01

  Conifer furnishes Q3 2023 investor deck with no specific financial data

  Investor presentation for Q3 2023 conference call filed as Exhibit 99.1.

• October 27, 2023, 7:59 PM ET regulatory materiality 0.60 negative item 3.01 ◈ Listing & Compliance Notices

  Conifer Holdings receives Nasdaq delisting notice for failure to meet MVPHS Rule

  Received Nasdaq notice on Oct 23, 2023: market value of publicly held shares below $5M for 30 consecutive days.

• October 6, 2023, 7:59 PM ET leadership materiality 0.60 neutral item 5.02item 9.01 ◈ executive_change ×2

  Nicholas J. Petcoff to become sole CEO of Conifer Holdings effective Dec 31, 2023

  James G. Petcoff steps down as Executive Chairman and Co-CEO, remains as a director.

• August 15, 2023, 7:59 PM ET earnings materiality 0.65 negative item 2.02item 9.01 ◈ Earnings Releases

  Conifer Q2 net loss narrows to $4.7M; GWP up 19.4% to $44.7M

  Net loss of $4.7M ($0.39/diluted share) vs $8.4M loss a year ago; adjusted operating loss $4.7M.

• August 11, 2023, 7:59 PM ET other material materiality 0.40 neutral item 7.01item 9.01

  Conifer Holdings presents strategic plan and Q2 background in investor presentation

  Presentation accompanies Q2 2023 earnings conference call held August 10, 2023.

• August 8, 2023, 7:59 PM ET debt materiality 0.50 neutral item 8.01item 1.01item 2.03item 9.01 ◈ Debt Financings◈ Material Agreements

  Conifer Holdings closes exchange of 6.75% notes for 9.75% notes due 2028; $6.2M tendered (25%)

  Approximately $6.2M aggregate principal of existing 6.75% notes tendered (25% of outstanding) in exchange offer.

• July 28, 2023, 7:59 PM ET other material materiality 0.70 negative item 2.02item 9.01

  Conifer Holdings estimates $5.4M pre-tax catastrophe losses from Q2 storms; expects net loss of $4.7M

  Pre-tax catastrophe loss estimate of $5.4M, primarily from Oklahoma and Texas convection storms.

• July 26, 2023, 7:59 PM ET debt materiality 0.60 neutral item 8.01item 9.01

  Conifer extends exchange offer; $5.2M of 6.75% notes tendered (21.5%)

  Extended exchange offer deadline to 6:00 p.m. ET on August 1, 2023; Existing Notes (6.75% due 2023) can be exchanged for New Notes (9.75% due 2028).

• May 18, 2023, 7:59 PM ET other materiality 0.15 neutral item 5.07 ◈ Shareholder Votes ×2

  Conifer Holdings shareholders elect three directors, ratify auditor at annual meeting

  Elected Timothy Lamothe, Isolde O'Hanlon, and Nicholas Petcoff to three-year terms expiring 2026.

• May 18, 2023, 7:59 PM ET other materiality 0.15 neutral item 7.01item 9.01

  Conifer Holdings presents strategic overview at annual meeting; no new financial data disclosed

  Presentation filed under Regulation FD; no material non-public information provided in the 8-K.

• May 11, 2023, 7:59 PM ET other material materiality 0.10 neutral item 7.01item 9.01

  Conifer Holdings files investor presentation; no material new facts disclosed

  Presentation provides background on specialty insurance markets and strategic plan.

• May 11, 2023, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01 ◈ Earnings Releases

  Conifer Holdings reports Q1 net income of $1.0M, combined ratio improves to 99.5%

  Net income $1.0M ($0.08/diluted share) vs net loss $2.9M ($0.30 loss) in Q1 2022.

Executive changes

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.85 · Median 0.65 · Most common event other_material

5 positive 17 negative 28 neutral

source · PRHI on sec.gov