earnings
confidence high
sentiment neutral
materiality 0.90
Capital One Q4 net income $2.1B ($3.86 adj EPS); acquires Brex for $5.15B
CAPITAL ONE FINANCIAL CORP
2025-FY EPS reported
$4.03
revenue$53,434,000,000
- Q4 2025 GAAP net income $2.1B ($3.26 EPS), down from Q3 2025 $3.2B ($4.83 EPS); adjusted EPS $3.86.
- Definitive agreement to acquire Brex Inc. for $5.15B (50% cash, 50% stock).
- Total net revenue $15.6B (+1% QoQ); provision for credit losses $4.1B, up $1.4B QoQ.
- Non-interest expense $9.3B (+13% QoQ) driven by 38% marketing increase and 8% operating expense rise.
- CET1 ratio 14.3%; period-end loans $453.6B, deposits $475.8B; NIM 8.26%.