First US Bancshares Q4 net income $2.1M ($0.36 EPS), up 10% QoQ and 24% YoY

FIRST US BANCSHARES, INC.

2025-FY EPS reported $1.00 revenue$1,140,000

Q4 net income $2.1M vs $1.9M in Q3'25 and $1.7M in Q4'24; full year net income $6.0M ($1.00) vs $8.2M ($1.33) in 2024.
Net interest margin 3.46% in Q4 vs 3.60% in Q3 and 3.41% in Q4'24; net interest income up 7.7% YoY.
Nonperforming assets fell to 0.14% of total assets ($1.6M) from 0.50% ($5.5M) a year ago; net charge-offs 0.08% of avg loans in Q4.
Total loans $853M, down $14.5M from Q3 but up $30M YoY; indirect consumer loans grew but commercial real estate/construction declined.
Quarterly dividend unchanged at $0.07/share; repurchased 88,000 shares at $13.93 in Q4; $1.78M remaining under expanded buyback.

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