earnings
confidence high
sentiment positive
materiality 0.80
Hanover reports record Q4 net income $198.5M and operating EPS $5.79; dividend hiked 5.6%
HANOVER INSURANCE GROUP, INC.
2025-FY EPS
reported $18.16
vs consensus $5.01
▲ beat
(+262.8%)
- Net income Q4 $198.5M ($5.47 diluted) vs $167.9M ($4.59) prior yr; FY $662.5M ($18.16) vs $426.0M ($11.70).
- Operating income Q4 $210.1M ($5.79 diluted), FY $696.2M ($19.09); combined ratio Q4 89.0%, FY 91.6%.
- Net premiums written up 3.0% Q4, 3.9% FY to $6.3B; renewal price increases: Core Commercial 9.4%, Personal Lines 9.2%.
- Net investment income +24.9% Q4 to $125.8M, +22% FY to $454.4M; book value per share $100.90, up 27.4% from Dec 2024.
- Board increased quarterly dividend 5.6% to $0.95/share; $130M in share repurchases in 2025; $44M additional in Jan 2026.