Medallion Financial Q4 net income up 20% to $0.50 EPS; FY net income $1.78 EPS

MEDALLION FINANCIAL CORP

2025-FY EPS reported $1.78

Q4 2025 net income $12.2M ($0.50 diluted EPS), up from $10.1M ($0.43) YoY.
Net interest income $56.4M (+8% YoY); loan originations $421.3M, nearly 50% from strategic partnerships.
Full-year net income $43.0M ($1.78 EPS), up 20% YoY; originations $1.505B (+44%).
Quarterly dividend declared $0.12 per share, payable March 31, 2026, unchanged from prior quarter.
Credit loss provision $27.7M (Q4), up from $20.6M; allowance for credit loss on recreation loans rose to 5.32%.

item 2.02 item 9.01

Machine-readable event card

schema_version: secwatch.filing_event.v1
accession: 0001193125-26-057046
form_type: 8-K
ticker: MFIN
cik: 0001000209
company_name: MEDALLION FINANCIAL CORP
filed_at: 2026-02-18T23:59:59+00:00
discovered_at: 2026-05-14T18:02:34.363173+00:00
generated_at: 2026-05-16T01:55:10.224036+00:00
sec_items: ["2.02", "9.01"]
event_type: earnings
sentiment: positive
materiality_score: 0.7
confidence: high
secwatch_canonical_url: https://secwatch.observer/filing/0001193125-26-057046
json_url: https://secwatch.observer/filing/0001193125-26-057046.json
markdown_url: https://secwatch.observer/filing/0001193125-26-057046.md
text_url: https://secwatch.observer/filing/0001193125-26-057046.txt
edgar_index_url: https://www.sec.gov/Archives/edgar/data/1000209/000119312526057046/0001193125-26-057046-index.htm
edgar_primary_document_url: https://www.sec.gov/Archives/edgar/data/1000209/000119312526057046/mfin-20260218.htm
generated_by_model: deepseek-v4-flash:cloud@v2
review_status: machine_generated
human_reviewed: false
corrected: false
correction_note: null
correction_timestamp: null
superseded_by: null

JSON Markdown Plain text

Source: SEC EDGAR

accession 0001193125-26-057046

view filing index on sec.gov

view primary document

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.