AMERISAFE Q4 net income down 21% to $10.4M; dividend raised 5.1% to $0.41

AMERISAFE INC

2025-FY EPS reported $2.47 revenue$317,252,000

Q4 2025 diluted EPS $0.55 (down 20.3% YoY); full-year EPS $2.47 (down 14.5%).
Full-year voluntary premiums on policies written up 10.2%; net combined ratio worsened to 91.3% from 88.7%.
Current accident year loss ratio increased from 71% to 72%, reflecting higher severity in Q4.
Board increased quarterly dividend 5.1% to $0.41/share, payable March 20, 2026 to holders of record March 13.
Company repurchased 197,672 shares in Q4 at avg $40.27; remaining authorization $16.9M.

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