Presurance Holdings Q4 net loss $17.0M; combined ratio 333.5% on legacy run-off

Presurance Holdings, Inc.

Net loss allocable to common shareholders of $17.0M ($1.39/diluted share) vs loss of $25.4M a year ago.
Gross written premiums fell 41.9% YoY to $7.9M; personal lines comprised 100% of Q4 premium.
Combined ratio worsened to 333.5% from 292.9%, driven by 178.7-point adverse prior-year development from commercial lines run-off.
Book value per share dropped to $0.73 from $1.76; adjusted operating loss per share $1.24.
CEO cites 'lingering effects of legacy commercial lines run-off' as primary factor; company focusing on personal lines homeowners business.

item 2.02 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 1.0

Presurance Holdings, Inc. reported financial results for the year ended December 31, 2025.

Period: the year ended December 31, 2025
Result: reported results

Exact text from the filing

On March 27, 2026, Presurance Holdings, Inc. (the "Company") publicly announced results for the fourth quarter of 2025. A copy of the Company's news release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

View on SEC.gov

Earnings Releases SEC 8-K Item 2.02 confidence 1.0

Presurance Holdings, Inc. reported financial results for the fourth quarter ended December 31, 2025.

Period: the fourth quarter ended December 31, 2025
Result: reported results

Exact text from the filing

On March 27, 2026, Presurance Holdings, Inc. (the "Company") publicly announced results for the fourth quarter of 2025. A copy of the Company's news release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

View on SEC.gov

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Presurance Holdings, Inc. filing history →

Source: SEC EDGAR

accession 0001193125-26-131827

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