earnings
confidence high
sentiment positive
materiality 0.75
Ally Q1 2026 GAAP EPS $0.93, Adj EPS $1.11 (+90% YoY); Core ROTCE 11.1%
Ally Financial Inc.
2026-Q1 EPS reported
$0.93
revenue$2,102,000,000
- GAAP EPS $0.93; adjusted EPS $1.11 up ~90% YoY; core pre-tax income $470M up $223M YoY.
- Core ROTCE 11.1% up ~440 bps YoY; GAAP total net revenue $2.1B, adjusted $2.2B.
- Consumer auto originations $11.5B from record 4.4M apps; retail auto NCOs 197 bps down 15 bps YoY.
- Retail deposits $146B, 88% core deposit funded; 68 consecutive quarters of customer growth to 3.5M.
- CET1 ratio 10.1% up ~60 bps YoY; $147M share repurchases; Corporate Finance ROE 26%.