earnings
confidence high
sentiment positive
materiality 0.90
Virginia National Bankshares reports Q1 2026 net income of $5.3M ($0.97 per share), declares $0.36 dividend
Virginia National Bankshares Corp
2026-Q1 EPS reported
$0.97
- Q1 2026 net income $5.3 million, up 17.2% from $4.5 million in Q1 2025; diluted EPS $0.97 vs $0.83.
- Board declared quarterly cash dividend of $0.36 per share, payable May 29 to holders of record May 13.
- Net interest margin improved to 3.40% from 3.28%; efficiency ratio improved to 56.6% from 62.4%.
- Return on average assets rose to 1.30% from 1.12%; return on average equity rose to 11.34% from 11.05%.
- Gross loans $1.2 billion, down $4.8 million; securities balances declined $22.5 million from prior year.