earnings
confidence high
sentiment neutral
materiality 0.65
First Business Financial Services Q1 EPS $1.44; loan growth 14.9% annualized
FIRST BUSINESS FINANCIAL SERVICES, INC.
2026-Q1 EPS
reported $1.44
vs consensus $1.44
▼ miss
(-0.3%)
- Q1 2026 net income $12.0M, EPS $1.44 vs $13.1M ($1.58) Q4 2025 and $11.0M ($1.32) Q1 2025.
- Loans grew $125.9M (14.9% annualized) from Q4 2025; core deposits up $123.1M (18.4% annualized).
- Net interest margin 3.56% (3.61% adjusted for fewer days) vs 3.53% linked quarter.
- Non-interest income up 15.8% YoY; fee income ratio 19.81% vs 18.56% prior year quarter.
- Tangible book value per share $42.68, up 13.6% from $37.58 a year ago.