earnings
confidence high
sentiment positive
materiality 0.80
Ally Q1 2026: Adj EPS $1.11 up 90% YoY, launches Series D preferred offering
Ally Financial Inc.
2026-Q1 EPS reported
$0.93
revenue$2,102,000,000
- GAAP EPS $0.93; Adjusted EPS $1.11, up ~90% YoY; Core pre-tax income $470M, up $223M YoY.
- NIM ex. OID 3.52% (+17bps YoY); CET1 ratio 10.1% (+60bps YoY); $147M in share repurchases.
- Retail auto net charge-offs 197 bps, down 15bps YoY; consumer auto originations $11.5B from record 4.4M applications.
- Proposed public offering of Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series D; proceeds may redeem Series B preferred.
- Insurance written premiums $389M; Corporate Finance HFI portfolio $13.7B with no new NPLs; ROE 26%.