earnings
confidence high
sentiment positive
materiality 0.80
Auburn National Bancorporation Q1 2026 EPS Rises 43% to $0.63, Net Interest Margin Expands
AUBURN NATIONAL BANCORPORATION, INC
2026-Q1 EPS reported
$0.63
revenue$153,000
- EPS increased 43% to $0.63, net earnings $2.2M vs $1.5M in Q1 2025.
- Net interest income up 10% to $7.8M; net interest margin (tax-equivalent) rose to 3.28% from 3.09%.
- Nonperforming assets fell to 0.01% of total assets, driven by charge-off of one nonperforming loan.
- Annualized loan growth of 12% in Q1 2026; net charge-offs were $402K (0.28% of average loans).
- Return on assets improved to 0.86% annualized from 0.62% a year earlier; expenses remained controlled.