earnings
confidence high
sentiment positive
materiality 0.80
HCI Group Q1 2026 pre-tax income $115M; diluted EPS $5.45, up from $5.35 YoY
HCI Group, Inc.
2026-Q1 EPS reported
$5.45
revenue$242,882,000
- Pre-tax income $115M vs $100M YoY; net income after noncontrolling interests $73M vs $70M.
- Gross premiums earned $326M (+8.7% YoY) driven by higher policy count; gross loss ratio 20.1%.
- Net investment income $17M vs $14M YoY; losses and LAE $66M vs $59M due to higher volume and Northeast weather.
- Share repurchase: 110,071 shares for $17.5M in Q1; total 239,435 for $37.5M under $80M program.
- Management cites record Q1 for earned premiums, net income, EPS; plans continued buyback and balance sheet strengthening.