earnings
confidence high
sentiment positive
materiality 0.75
Ally Financial Q2 2026 GAAP EPS $1.18, up 14% YoY; adjusted EPS $1.21, up 22%
Ally Financial Inc.
- GAAP EPS $1.18, up 14% YoY; adjusted EPS $1.21, up 22% YoY; GAAP pre-tax income $537M, up 23% YoY.
- Consumer auto originations $13.3B from record 4.6M applications; retail auto net charge-offs 157 bps, down 18 bps YoY.
- Insurance written premiums $382M, up 9% YoY; retail deposits $144B, 92% FDIC insured, 87% core deposit funded.
- CET1 ratio 10.1%, up ~20 bps YoY; executed $148M share repurchases during quarter.
- Corporate Finance HFI portfolio $13.7B, NPLs <1%, ROE 32%.