CSB Bancorp Q2 net income $4.74M, EPS $1.80, up 28% YoY

CSB Bancorp, Inc.

Net income $4.735M ($1.80 diluted EPS) vs $3.727M ($1.41) in Q2 2025, up 27%.
Net interest margin (FTE) 3.92% vs 3.61% a year ago; net interest income up 15%.
Nonperforming loans rose to $7.3M (0.84% of loans) from $1.4M (0.17%) due to one business relationship.
Dividend declared $0.43 per share, annualized yield 2.4% based on $72.00 close.
Efficiency ratio improved to 53.06% from 56.62%.

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