earnings
confidence high
sentiment positive
materiality 0.80
Enova Q2 2026 revenue up 22% to $929M; adj. EPS $4.31 (+33% YoY)
Enova International, Inc.
- Total revenue $929M (+22% YoY); net income $105M ($4.00 diluted EPS) vs $76M ($2.86) in Q2 2025.
- Adjusted EPS $4.31 (+33% YoY); adjusted EBITDA $256M (+26%).
- Originations rose 27% to $2.3B; combined loans and finance receivables record $5.5B (+28%).
- Net charge-off ratio improved to 7.3%; net revenue margin improved to 61%.
- Raised full-year outlook; repurchased $19M of stock in quarter.