Heritage Q2 net income $61.7M, EPS $2.05, combined ratio 64.9%

Heritage Insurance Holdings, Inc.

Record Q2 net income of $61.7M, up 28.5% YoY; diluted EPS $2.05 vs $1.55.
Net combined ratio improved 8.0 pts to 64.9%; net loss ratio improved 8.1 pts to 30.4%.
Book value per share $19.09, up 54.5% YoY; annualized ROE 45.4%.
Repurchased 1,001,508 shares for $24.6M in 2026; $37.4M remaining on $50M authorization.
Began writing surplus lines business in Texas; dividend suspension continues.

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