SB Financial Group presents 2023 results: net income $12.1M, EPS $1.75, loans reach $1B

SB FINANCIAL GROUP, INC.

Net income $12.1M ($1.75/share); dividend payout ratio ~30%, yield 3.5%.
ROAA 0.91%, ROAE 10.22%, ROATCE 12.78%; loan loss reserve 1.58%.
Total loans grew to $1.00B; total assets $1.34B; deposits $1.1B.
Eight-county market share up 0.17% YoY ($38.8M); ranked top 200 community bank.
Key initiatives include Russell 2000 goal, revenue diversification, and market penetration.

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