earnings
confidence high
sentiment positive
materiality 0.80
Axos Financial Q1 FY2025 net income $112.3M, EPS $1.93, up 39.9% YoY
Axos Financial, Inc.
2025-Q1 EPS reported
$1.93
- Net income $112.3M (+35.9% YoY); diluted EPS $1.93 (+39.9%); adjusted EPS $1.96 (+39%).
- Net interest income $292M (+38.3% YoY); NIM expanded to 5.21% from 4.65% in prior quarter.
- Non-accrual loans rose to $177M (0.89% of loans) from $113M (0.57% at June 30); net charge-offs 0.17% annualized.
- Total deposits $19.97B; CET1 capital ratio improved to 12.44% at Sept 30 vs 12.01% at June 30.
- Return on average common equity 19.12% vs 18.81% in prior quarter; book value $42.14 per share.