Home BancShares posts record annual net income $319M, Q4 EPS $0.45; Happy merger expected Q1 2022

HOME BANCSHARES INC

2021-FY EPS reported $1.94

Q4 2021 net income $73.4M ($0.45 diluted EPS); full-year record $319.0M ($1.94 EPS).
Net interest margin 3.42% (down 18bps QoQ); no provision for credit losses recorded.
Total loans $9.84B, down $65M QoQ; legacy footprint declined $222M organic + $128.7M PPP; Centennial CFG grew $285.7M.
Tangible book value per share $10.80, up 7.86% annualized from $10.59; allowance for credit losses 2.41% of loans.
Happy Bancshares acquisition expected to close Q1 2022, pending Fed approval; state and shareholder approvals received.

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